Arogya Sanjeevani

Feature	Details
Sum Insured Options	₹1 lakh to ₹5 lakh (in multiples of ₹50,000)
Sum Insured Options	₹1 lakh to ₹5 lakh (in multiples of ₹50,000)
Policy Type	Individual or Family Floater
Age Eligibility	18 to 65 years (Adults); 3 months to 25 years (Children under family plan)
Renewability	Lifelong renewability
Policy Term	1 year (renewable annually)
Network Hospitals	14,000+ network hospitals across India for cashless treatment

Coverage Benefits

Hospitalization Expenses – Covers room rent, ICU charges, nursing, doctor’s fees, medicines, etc.
Pre-hospitalization Expenses – Up to 30 days before hospitalization.
Post-hospitalization Expenses – Up to 60 days after discharge.
Daycare Procedures – Covers 150+ daycare treatments not requiring 24-hour admission.
AYUSH Treatment – Ayurveda, Yoga, Unani, Siddha, and Homeopathy in government-recognized hospitals.
ICU Charges – Covered up to 5% of sum insured per day (max ₹10,000/day).
Room Rent Limit – 2% of sum insured per day, subject to a maximum of ₹5,000.
Ambulance Charges – Up to ₹2,000 per hospitalization.

Co-payment: 5% of every claim amount to be borne by the policyholder (all ages).
No-Claim Bonus (NCB): 5% increase in sum insured every claim-free year (max up to 50%).
Tax Benefits: Premium paid qualifies for tax deduction under Section 80D of the Income Tax Act.
Cashless Treatment: Available across all Star Health network hospitals.
Easy Online Purchase & Renewal: Buy and renew seamlessly via Star Health’s website or authorized agents.