LIC Index Plus is a Unit Linked Insurance Plan (ULIP) designed for customers who want to combine life insurance protection with market-linked returns.
✅ Key Highlights
Monthly premium starts from ₹2,500 (approx. ₹84 per day)
Market-linked growth based on index performance
Life insurance cover along with investment
Flexible policy terms (5 to 25 years)
Tax benefits as per prevailing Income Tax laws
Option to choose discounted fund strategies
📊 Sample Growth Illustration (as shown)
| Policy Term | Total Investment | Approx. Maturity Value |
|---|---|---|
| 5 Years | ₹1,50,000 | ₹2,30,000 |
| 10 Years | ₹3,00,000 | ₹5,00,000 |
| 15 Years | ₹4,50,000 | ₹10,75,000 |
| 20 Years | ₹6,00,000 | ₹20,75,000 |
| 25 Years | ₹7,50,000 | ₹38,00,000 |
📌 Returns depend on market performance. This plan is suitable for investors with a long-term vision.
🎯 Best For:
Young professionals
Investors comfortable with market fluctuations
Long-term wealth creation
Goal-based planning (child education, retirement)