STAR FLEXI
Common Features Across All Variants:
Unlimited Restoration of sum insured upon partial/full exhaustion
Participation in STAR Wellness Program, Premium Return, Sum Insured Multiplier, and Health Booster across variants (some availability conditions apply)
a) Essential Variant
Targeted at first-time buyers in Tier-2/3 cities
Sum Insured: Starting ₹5 lakh
Covers single private room, daycare, AYUSH, organ donor, home care, teleconsultation , wellness program, restoration, and add-ons like consumables & preventive checkups
b) Preferred Variant
For urban families seeking balanced coverage
Room Rent: No capping
Adds air ambulance (up to ₹5 lakh), health booster, premium return, sum insured multiplier, dental cleaning, nursing at home, medical equipment
c) Secure Variant
Highest tier for experienced policy buyers
No room rent cap, air ambulance up to ₹5 lakh, unlimited restoration
Includes Limitless Loyalty Bonus (100% additional sum insured each renewal, regardless of claims), alongside wellness access