STAR FLEXI

Common Features Across All Variants:

  • Unlimited Restoration of sum insured upon partial/full exhaustion 

  • Participation in STAR Wellness Program, Premium Return, Sum Insured Multiplier, and Health Booster across variants (some availability conditions apply)

a) Essential Variant

  • Targeted at first-time buyers in Tier-2/3 cities

  • Sum Insured: Starting ₹5 lakh

  • Covers single private room, daycare, AYUSH, organ donor, home care, teleconsultation , wellness program, restoration, and add-ons like consumables & preventive checkups

b) Preferred Variant

  • For urban families seeking balanced coverage

  • Room Rent: No capping

  • Adds air ambulance (up to ₹5 lakh), health booster, premium return, sum insured multiplier, dental cleaning, nursing at home, medical equipment

c) Secure Variant

  • Highest tier for experienced policy buyers

  • No room rent cap, air ambulance up to ₹5 lakh, unlimited restoration

  • Includes Limitless Loyalty Bonus (100% additional sum insured each renewal, regardless of claims), alongside wellness access

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