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Features & Eligibility
- Policy Type: Individual or Family Floater.
- Sum Insured Options: ₹5 lakh to ₹2 crore.
- Long-Term Premium: Option to pay premiums for 3 years upfront; includes guaranteed benefits
Coverage Benefits
- Hospitalization: In-patient care including consumables like gloves, masks, etc.—rare in other policies.
- Ambulance Service: Covers both road and air ambulance (air ambulance up to ₹5 lakh).
- Pre/Post Hospitalization: Pre up to 60 days; Post up to 180 days
Other Highlights
- Guaranteed No Claim Bonus: 25% per claim-free year, up to 100%.
- Wellness Discounts: Up to 20%, based on activity tracked via Star Wellness program.
- Automatic Restoration: 100% SI restoration upon claim exhaustion, unlimited times per year.
- Tax Benefits under Section 80D